According to the Michigan Office of Financial and Insurance Regulation (OFIR): The Michigan Catastrophic Claims Association (MCCA) is a private, nonprofit association that reimburses no-fault auto insurers for benefits that exceed $460,000, as of July 1, 2009. The MCCA was created by the legislature as a means of spreading costs across all Michigan motorists for providing unlimited personal injury protection benefits. Michigan is the only state that offers these benefits. For more information about the MCCA, the “Consumer’s Guide to No-Fault Automobile Insurance in Michigan” brochure is available by visiting the OFIR’s website at: www.michigan.gov, or you can request a copy by calling toll free 877-999-6442.
