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How should I send payment?

Most companies have a variety of payment methods. They include: payment by mail, automatic withdrawal, payment by phone and credit cards . You can always stop by the agency and make a payment. Don’t forget, some companies even give a…

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How much should I insure my home for?

You should insure your home for the amount it would cost to replace it. Please remember, this can be different from the market value of your home. Always consult your agent when you have questions about insurance coverages.

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I rent, should I have insurance?

There is a home insurance policy designed for renters, allowing you to protect your personal items. Purchasing tenants insurance is always something to consider when renting. Talk to an agent to get a quote.

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Do you offer discounts?

Yes, there are a variety of discounts available which vary from a good driving history to multi-policy discounts. Consult your agent to see for which discounts you qualify.

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Am I covered when I rent a vehicle?

Coverage varies with every company, be careful when renting a vehicle because rental coverage can be complicated—check with your agent to see if you have the necessary coverage.

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What is the MCCA, and why does it exist?

According to the Michigan Office of Financial and Insurance Regulation (OFIR): The Michigan Catastrophic Claims Association (MCCA) is a private, nonprofit association that reimburses no-fault auto insurers for benefits that exceed $460,000, as of July 1, 2009. The MCCA was…

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Is there any coverage for identity theft?

Are you worried about identity theft? There is an optional insurance endorsement that can be added to many homeowners policies. Talk to your agent if you are interested in adding this coverage. Be sure to always protect your identity.

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How much will it cost?

Rates vary due to many factors: age, location, year, and prior claims being a few. Companies use all of this information to assess risk, and thus determine the rate for every person accordingly. This creates a customized rate for all…

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